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Standard Promissory Note

This form documents the obligation of Debtor to repay Lender.

Standard Promissory Note
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This is the form you need if you are borrowing or loaning the money under standard terms.
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Form Overview
The Standard Promissory Note provides a simple, one-page format allowing the parties to document loans extended on an informal basis. The principal amount, annual interest rate and date of the Note are recorded by the parties as agreed. The schedule of payments sets forth the payment amount and date due. The Note also provides a separate provision for documenting the full maturity date of the Note. The parties may also specify a governing law. The payment grace period is sixty days and can be adjusted to suit the needs of the parties.

Note: This Promissory Note contains relatively neutral terms. If you desire a note that contains terms that favor your interest as lender or borrower, you may want to consider the alternative notes that are available to satisfy those specific requirements. If you need help you can contact Scott directly at (904) 868-0498 or send emails to his personal attention at radiodgn@gmail.com. You can find additional answers to your questions using our extensive library of audio questions and answers.
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 Related Forms

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Prom Note (Debtor)

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Prom Note (Lender)

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Revolving Loan/Note

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Security Agreement



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FREE BOOK - Legal Questions (Hardcover) - 165 pgs

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Legal Questions about Promissory Notes and related documents



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What are the most common errors made by the parties in drafting their promissory note?